Terms and Conditions

These Terms and Conditions are the ground rules for using olegkovalov.com and for buying digital products from me. This site is owned and operated by Oleg Kovalov through Video Hook LLC, a single-member limited liability company based in Fort Wayne, Indiana, United States. In these terms, "I," "me," and "my" mean Oleg Kovalov and Video Hook LLC, and "you" means you, the visitor or customer.

Effective date: June 14, 2026
Last updated: July 18, 2026

Agreement and how you accept these terms

By using olegkovalov.com you agree to these Terms and Conditions, the Privacy Policy, and the Affiliate Disclosure. If you do not agree, please stop using the site.

When you buy a digital product, you are asked to check a box confirming that you have read and agree to these Terms and Conditions before you complete your purchase. Checking that box and completing checkout, or creating a customer account, is how you accept these terms. I keep a record of that agreement.

Educational content only

Everything on this site is educational and informational. The blog posts, videos, gear recommendations, tutorials, and digital products share my experience and clearly labeled research as a filmmaker and creator. They are not:

• Professional advice for your specific situation
• Legal advice
• Financial or business advice
• Tax advice
• Medical or safety advice

If you need advice that applies to your specific circumstances, consult an appropriately licensed professional in your jurisdiction. Use any information on this site at your own risk.

About the content on this site

Some blog articles on this site are edited from my own video transcripts with the help of AI tools. Hands-on claims reflect my real first-hand use. Research-based recommendations are labeled and sourced. I do not publish fabricated experiences or invented testimonials.

Digital products

Digital products purchased from the Shop (such as LUT packs, settings guides, templates, mini-courses, or other downloadable files) are delivered as instant electronic downloads. There is no physical product and nothing is shipped. You are responsible for providing a working email address and for being able to access and download the files you buy. Delivery is generally immediate after your payment is confirmed.

Digital products are licensed for personal use by the named purchaser unless the product page explicitly states otherwise. I grant you a personal, non-exclusive, non-transferable license to use them. You do not buy ownership of the product or its underlying intellectual property. If you want to use a product for client work or other commercial use, the product page must permit it, or you need a separate written license from me.

You may not:

• Resell, redistribute, or republish any digital product
• Share your download link or login credentials with others
• Upload purchased files to torrent sites, file-sharing services, or other public locations
• Use the products in a way that violates any applicable law

Pricing, taxes, and payment

Prices on this site are listed in United States dollars. Applicable sales tax may be added at checkout based on your location and the product you buy. You will see the final total, including any tax, before you confirm your order.

Payments are handled by a third-party payment processor (Stripe). Your full card details are entered with the processor and are never stored on this site. By completing a purchase you authorize the charge for the product and any applicable tax.

Refunds

All sales of digital downloadable products (such as LUT packs, presets, settings guides, templates, and other downloadable files) are final. Because these products are delivered instantly and cannot be returned once the download has been delivered or accessed, I do not offer refunds as a matter of course.

I do make things right in good faith. If a file is corrupted, fails to download, was charged in error or duplicated, or is materially different from what was advertised, contact me through the Contact page within 14 days of purchase and I will provide a working replacement or, where appropriate, a refund. This refund policy is shown to you before you pay so you know the terms before you buy.

International customers (EU, EEA, and UK)

If you are a consumer in the European Union, the European Economic Area, or the United Kingdom, you normally have a 14-day right to cancel a purchase of digital content. Because my products are downloadable files delivered immediately, that right works differently. When you buy and request immediate access to a download, you expressly agree that delivery begins right away and you acknowledge that you lose your 14-day right of withdrawal or cancellation once the download begins. You will receive confirmation of your order and of that consent by email.

This does not take away your statutory rights. If a product is faulty, not as described, or does not meet the quality you are legally entitled to, you keep your rights under applicable consumer law (including the UK Consumer Rights Act 2015 and equivalent EU rules), and those rights cannot be waived. In that case, contact me and I will work with you to repair, replace, or refund as the law requires.

Affiliate and sponsored content

Many of the links on this site are affiliate links, including links to Amazon and B&H Photo, and some content is sponsored. The Affiliate Disclosure page explains exactly how this works. By using this site, you acknowledge that I may earn a commission from purchases you make through affiliate links, at no extra cost to you. I disclose affiliate and sponsored relationships clearly near the relevant links. Affiliate links are not embedded inside purchased downloads or in my email newsletter.

Email and newsletter

If you join my email list or download a free resource, you agree to receive email from me, including the resource you requested, related follow-up emails, and a newsletter. You can unsubscribe at any time using the link at the bottom of every email. How I handle your email address is described in the Privacy Policy.

Acceptable use

When you use this site, you agree not to:

• Use the site for any unlawful purpose
• Attempt to gain unauthorized access to any part of the site or its infrastructure
• Submit malicious code, viruses, or anything that could damage the site or its visitors
• Scrape, harvest, or systematically copy content without written permission
• Impersonate me, the site, or any other person or entity
• Use comments or contact forms to spam, harass, or threaten anyone

I reserve the right to remove content or block access for anyone who violates these rules.

Intellectual property

Unless otherwise noted, all original content on this site (blog posts, videos, photographs, graphics, digital products, code, and site design) is the intellectual property of Oleg Kovalov or Video Hook LLC.

You may:

• Read, watch, and share links to public pages
• Quote brief excerpts for commentary, review, or news reporting with proper attribution
• Use embedded social sharing tools where available

You may not republish full articles, photos, or videos on your own site without written permission. If you would like to syndicate, license, or otherwise reuse content, reach out via the Contact page.

Trademarks and product names mentioned on this site (such as Sony, B&H Photo, Amazon, and other gear brands) belong to their respective owners. Mention of a product or brand is not an endorsement by that company unless explicitly stated.

Limitation of liability

I do my best to make sure the information and digital products on this site are accurate and useful. That said, I provide everything on an "as is" and "as available" basis, and I disclaim implied warranties of merchantability and fitness for a particular purpose to the maximum extent permitted by law.

To the maximum extent permitted by law, neither I nor Video Hook LLC will be liable for:

• Any indirect, incidental, consequential, or punitive damages arising from your use of this site or its content
• Loss of profits, data, or goodwill
• The results of decisions you make based on the educational content on this site
• Issues with third-party services linked from this site, including affiliate retailers and embedded content providers

To the maximum extent permitted by law, my total liability to you for any claim arising out of or relating to this site or a product you bought from me is limited to the amount you paid me in the 12 months before the claim arose. Nothing in these terms limits any rights you have that cannot be limited or excluded under applicable law, including statutory consumer rights.

Third-party links

This site links to other websites, including affiliate retailers, social media, embedded video providers, and other resources. I do not control those sites and am not responsible for their content, policies, or practices. When you click a link to another site, you leave olegkovalov.com and become subject to the terms and privacy policies of that other site.

Changes to these terms

I may update these Terms and Conditions from time to time. If a change is material, I will update the "Last updated" date at the top of this page and, where appropriate, notify email subscribers. Your continued use of the site after a change means you accept the updated terms.

Governing law and venue

These Terms are governed by the laws of the State of Indiana, United States, without regard to its conflict-of-laws principles. Any dispute arising from these Terms or your use of this site will be resolved in the state or federal courts located in Allen County, Indiana, and you agree to the jurisdiction of those courts. Nothing in this section removes any mandatory legal protection you have as a consumer in your own country of residence.

Contact

Questions about these Terms? Reach out via the Contact page, email oleg@olegkovalov.com, or write to Video Hook LLC, 921 E Dupont Road, Suite 821, Fort Wayne, IN 46825, USA. Phone: (260) 277-0090.